Tuesday, 13 August 2013

532:Quiz for Bank Exams -8

Education
Quiz for Bank Exams


50:Which of the following is a correct statement?

A)State Bank of India is the sole authority to issue and manage currency in India.
B)A nationalised bank is the sole authority to issue and manage currency in India.
C)A cooperative bank is the sole authority to issue and manage currency in India.
D)RBI is the sole authority to issue and manage currency in India.


51:Accounts are allowed to be operated by cheques in respect of

A)Savings bank accounts and current accounts
B)Both savings bank accounts and fixed deposit accounts
C)Both savings bank accounts and loan accounts
D)Both current accounts and fixed deposit accounts


52:Which of the following is a correct statement?

A)Normally no interest is paid on current deposit accounts.
B)No interest is paid on any deposit by the bank.
C)Savings deposits are the same as current deposits.
D)Interest is paid on current accounts at the same rate as term deposit accounts.


53:The usual deposit accounts of banks are

A)Current accounts, electricity accounts and insurance premium accounts
B)Current accounts, post office savings bank accounts and term deposit accounts
C)Current accounts, savings bank accounts and term deposit accounts
D)Loan accounts, savings bank accounts and term deposit accounts


54.Fixed deposits and recurring deposits are

A)repayable after an agreed period.
B)repayable on demand.
C)not repayable.
D)repayable after death of depositors.


55.Which of the following is known as cross-selling by Banks?
(A) Sale of a debit card to a credit card holder
(B) Sale of Insurance policy to a depositor
(C) Issuance of cash against cheque presented by a third party

A)Only (A)
B)Only (B)
C)Only (C)
D)All (A), (B) and (C)


56.When a bank returns a cheque unpaid, it is called

A)payment of the cheque
B)drawing of the cheque
C)cancelling of the cheque
D)dishonour of the cheque




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